Among the many uncomfortable facts of life : It ’s gettingharderto prepare for retreat . Shrinking 401(k)s , ostentatiousness , and problem insecurity all conspire to affect savings and labor people to keep working past their place retirement age .

A variable that not everyone considers is where they design to determine into a third human action . Your geographic position impacts everything from stretching a buck to health care expenses .

Recently , fiscal provision siteWalletHubexamined all 50 state to determine which ones might be best for retired person . They pass judgment each by affordability ( cost of living , taxes ) ; lineament of life ( societal opportunities , atmospheric condition , food insecurity ) ; and health care ( supplier per capita , infirmary ratings ) . A totality of 47 metric unit were used in all , with each rank on a 100 - point scale . The overall average determined a state ’s scotch .

Not all states are equally good to retirees.

The 10 land most favorable to retreat :

Rank

res publica

Overall grudge

1

Virginia

57.55

2

Florida

57.43

3

Colorado

57.41

4

Wyoming

55.60

5

Delaware

55.49

6

New Hampshire

55

7

South Dakota

53.61

8

Minnesota

53.50

9

Idaho

53.20

10

North Dakota

53.03

WalletHub ’s top selection , Virginia , echo a 2022 release byU.S. News and World Reportthatrankedtwo Virginia cities — Virginia Beach and Richmond — as two of the respectable places to get back down . That report also saw several city in Florida crack up the top 10 .

The 10 humble - ranked :

Score

41

Arkansas

44.73

42

Maryland

44.55

43

Washington

44.46

44

Illinois

44.30

45

Louisiana

43.90

46

New York

43.69

47

Oklahoma

43.61

48

Mississippi

40.80

49

New Jersey

40.23

50

Kentucky

38.80

Kentucky comes in last thanks in part to bottom - tier up ranking for health aid : It invest forty-sixth overall . Onereasonmight be its second - high-pitched ranking of smoking among adults , with nearly one - quarter of the population alight up .

For the intact inclination , visitWalletHub .